1 USD to ZMW - Convert US Dollars to Zambian Kwacha
Xe currency converter
1.00 USD = 19.56085563 ZMW
Mid-market rate at 23:55 UTC
We use the mid-market rate for our Converter. This is for informational purposes only. You won’t receive this rate when sending money. Login to view send rates
USD to ZMW exchange rates today
USD to ZMW chart
See your 1 USD in motion. Our live USD to ZMW chart tracks 12 months of real-time, mid-market rates and shows exactly how much your money was worth at any point in time. Want to know when the rate moves in your favor? Set a rate alert and we’ll let you know when it hits your target.
1 USD = 19.5609 ZMW
Jan 12, 2026, 23:55 UTC
USD to ZMW Chart
Compare and save
When you compare Xe to leading banks and providers, the difference is clear. Bank-beating rates and no hidden fees mean more value on every transfer.
Sending 20,000.00 GBP
- Provider
Xe- Exchange rate
- 1.308000
- Transfer fee
- 0 GBP
- Recipient gets
26,160.00 USD
+399.33 USD
- Provider
Nationwide- Exchange rate
- 1.289000
- Transfer fee
- 15.00 GBP
- Recipient gets
25,760.66 USD
-399.33 USD
Rates obtained as of 11/25/2025
The comparison savings are based on a single transfer of GBP 20,000 to USD. Savings are calculated by comparing the exchange rate including margins and fees provided by each bank and Xe on the same day 11/25/2025. The comparison savings provided is true only for the example given and may not include all fees and charges. Different currency exchange amounts, currency types, dates, times, and other individual factors will result in different comparison savings. These results therefore may not be indicative of actual savings and should be used only as a guide. The rate comparison chart is updated quarterly.
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Learn more about the USD and ZMW
USD - US Dollar
Our currency rankings show that the most popular US Dollar exchange rate is the USD to USD rate. The currency code for US Dollars is USD. The currency symbol is $.
US Dollar
ZMW - Zambian Kwacha
Our currency rankings show that the most popular Zambian Kwacha exchange rate is the ZMW to USD rate. The currency code for Zambian Kwacha is ZMW. The currency symbol is ZK.
Zambian Kwacha
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USD to ZMW frequently asked questions
As of 23:55 UTC, the mid-market USD to ZMW rate is $1 = ZK19.5608. The mid-market rate is the midpoint between buy and sell prices in global currency markets. To see how much this transfer would be with Xe, visit our send money page.
1 USD equals 19.56 ZMW using the current mid-market exchange rate of ZK19.5608. If you're looking to send 1 USD to ZMW, check if Xe could save you money on your transfer. Get a live quote on our send money page and see the full price upfront.
To convert currencies, visit the top our Currency Converter, select your preferred currency pair, enter your amount, and view the live mid-market rate.
Yes. You can set up a USD to ZMW rate alert on our rate alerts page or within the Xe app. Get a notification when your desired rate is reached and stay on top of currency shifts.
To see how much a 1 USD to ZMW transfer would cost with Xe, visit our send money page and enter your details into the live quoter. You will get real-time exchange rates, estimated delivery times, and all fees shown upfront before you start your transfer.